Dystychiphobia

An irrational fear of having a physical accident. Dystychiphobia usually develops in a person if they have been in a serious accident causing harm, such as a car accident.

Physical accidents can cause just as much mental trauma, as they do physical trauma. This phobia can even be triggered by a person close to you experiencing the accident, as you tend to feel their pain and naturally want to avoid it happening to yourself.

People who experience this phobia will practice behaviors such as avoidance (eg. refusing to be driven in a car), which can have a negative impact on their quality of life.